Exploring Opportunities for Lower Mortgage Rates Ahead

April 03, 2026

Mortgage rates, which fell below 3% in 2021 due to pandemic-related Federal Reserve cuts, have risen above 6% following rate hikes to combat inflation. Experts expect rates to remain above 6% through 2026, with no significant drop to 3% soon. Homebuyers should focus on affordability and goals rather than timing rates. Improving credit, reducing debt, and comparing lenders can help secure better mortgage terms.

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Kayvan Korouni

+1-818-648-6101

Loan America

Woodland Hills, California

With over 25 years of experience in the mortgage industry, I bring deep knowledge, dedication, and a personal touch to every loan I originate. As a seasoned Loan Officer and direct lender, I’ve had the privilege of helping thousands of clients navigate the home financing process with clarity and confidence. Over the years, I’ve worked with a wide range of borrowers—from first-time homebuyers to seasoned investors—and I understand that every financial situation is unique. That’s why I offer a full spectrum of loan programs, including conventional, FHA, VA, jumbo, non-QM, and specialized portfolio products. My goal is always to find the right solution that aligns with your goals and gets you to the finish line smoothly. Whether you're purchasing, refinancing, or just exploring your options, I'm here to guide you every step of the way. My team and I are committed to responsive communication, honest advice, and on-time closings. Let’s make homeownership happen—together.

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